Funding Options
Loan Types
Explore the main commercial finance solutions available through More4Business and the wider funding routes that may suit different business needs.
Available loan types
Browse the key finance solutions currently available and click through to learn more about each option.
Business Loans
Flexible funding for working capital, expansion, refinance, stock purchases, and broader business investment.
Asset Finance
Spread the cost of vehicles, plant, machinery, and other business-critical assets over manageable terms.
Growth Guarantee Scheme
Government-backed support for eligible UK smaller businesses looking to access growth funding.
Invoice Finance
Unlock cash tied up in approved unpaid invoices and improve working capital as your ledger grows.
Commercial Finance
A broader route for businesses that need tailored commercial borrowing across different facility types.
Finding the Right Funding Solution Matters
Other commercial finance options to consider
Beyond the core solutions above, these are common commercial finance routes that may also be worth exploring depending on the purpose of the funding.
Bridging Finance
Short-term funding for time-sensitive transactions, refinance gaps, auction purchases, and other urgent property-led opportunities.
- ●Secure short-term funding in days, not weeks
- ●Ideal for property purchases, auctions, and time-sensitive opportunities.
- ●Terms from 1 to 24 months
Commercial Mortgages
Longer-term funding for owner-occupied purchases, investment property, and commercial refinance requirements.
- ●Purchase or refinance your business premises
- ●Finance for commercial investment properties
- ●Long-term funding with flexible repayment options
Working Capital Loans
Targeted support for businesses managing short-term cashflow pressure, seasonality, or contract-led funding gaps.
- ●Support short-term cash flow needs
- ●Manage seasonal trading fluctuations
- ●Bridge contract and funding gaps
Merchant Cash Advance
A flexible option for card-taking businesses that prefer repayments linked to revenue rather than fixed monthly instalments.
- ●Repayments linked to card sales
- ●No fixed monthly instalments
- ●Fast access to funding
Need help choosing the right loan type?
Tell us what the funding is for and we will help you narrow it down to the most suitable commercial finance route.